Credit Management Manager

2023-05-16 | po-021471

One of the largest German automotive financiers providing leasing, finance, and insurance products for the needs of vehicle and motorcycle owners.

Conducting annual reviews of dealers, analyzing financial and operational performance, and assessing security positions to present CRS rating and credit limit proposals to the Local Credit Committee/Regional Credit Committee for approvals.
Analyzing the financials of retail customers and providing a second vote for high-risk exposure of retail customers escalated from the acceptance team.
Presentation and meeting materials will be prepared using MS Excel, PowerPoint, Word, Access, and required standard systems.
Timely communication of financial evaluations and associated information to DLR and other stakeholders.
the lead for cross-collaboration and contribution to related stakeholders, including dealers, to optimize and stabilize operational excellence.

Bachelor’s degree in business and/or Commerce with a major in accounting and/or Finance.
Experience in analyzing and interpreting financial information such as balance sheets, profit & loss statements, cash flow forecasts, budgets, management accounts etc. to evaluate the creditworthiness of the customers.
Preferably 3-5 years of working experience in the finance industry (captive, bank, etc.) with exposure to credit analysis functions.
Understanding of the automotive market [preferred] and retail/commercial finance products including collateral management knowledge.
Already holding or equivalent knowledge to be qualified for the national license of money lending officer.
Ability to influence colleagues and dealers at a senior level both within and outside of the BMW Group and to be able to present arguments concisely
Business level English (Speaking/Reading/Writing/Presentation)